Finally, after THREE weekends, I got paid. I was scraping the bottom of the barrel for a few days but made it without hardly a scratch. See my most current pay stub and budget below.
Again, I'll be attending a concert and spending time with family so I put a little more into my fun money. Fun money includes any shopping and eating out that I'll do in that time, which tends to be more when I'm spending it with others.
I had a leftover balance of $34 that I put as miscellaneous for anything else that might come up. As always, I'll updated with my actual spending in a couple weeks. See you then!
Total pay: $976.83
The past two weeks were hard for me to stay focused. I was soaking in the rays of summer, grateful of the sunshine that we hardly see here in the Midwest. Then a day or two brought chillier weather and clouds. I was extremely annoyed. I wasn’t ready for the warmth and the tan I’d been working on diligently to be gone and I let it be known whenever I had the chance. The weather is a hot topic up here, so I had lots of chances.
However, after that short cold spell, the days got back up to 80 and 90 degrees. I should have been relieved, but NO! As quickly as those days had gone, I was in full on Fall mode. Now I want sweater weather and overcast. It didn’t help that I received the IKEA catalog in the mail. They are so good at making me want to buy a lifestyle. I don’t have that with any other products, but IKEA gets me, they really get me. The coziness and warmth and gathering they portray in their catalogs…it’s terrible but also absolutely for the best that the nearest one is hours away.
That all combined with me making multiple trips to Home Goods and Hobby Lobby. My indecision really benefited me though. I wanted to buy everything and so I bought nothing. Well almost nothing. I bought a 4 pk of new cotton kitchen towels from Target for $4. Success? Maybe. A little sad? Definitely.
BUT, although I didn’t buy anything from the stores in town, I did order online from my above-mentioned weakness. We had table I got used from Facebook and I loved having it, but the legs were metal and rusted, and actually pretty nasty. So, I sold it on Facebook and got my money back. But I missed the table and bought a new one from IKEA. I mean, how else am I going to host dinners this fall without a table to hold my wooden cutting boards full of cheese, olives, and sliced homemade bread?! That’s what I thought.
I had a little over $100 dollars in my checking account that I used to buy the table and two folding chairs. Shipping was only $9 which was probably the deciding factor in going through with it. Spending 50+ dollars on delivery would have been a deal breaker.
While I was in my paycheck spending limits, I didn’t account for any home spending or big purchases like a new table and chairs. I obviously don’t want to spend outside of my budget, but I have no regrets as I am very happy I bought it and cannot wait for it to arrive. That’s how I know money is well spent. When it meets my needs and/or makes me happy. Spending money should not be associated with guilt. If it is, some internal analyzing probably needs to take place.
Without further ado, my budget vs. actual spending is below.
Update on my plasma donating:
I am not going to do it anymore.
Update on plasma money spending:
Received $80 this pay period
Spent $50 on food with a friend
$100 remains on the card to do with as I please!
Another day, another dollar. This pay period, because of the semi-monthly schedule, I had 96 total hours. Which bumped up my 401k dollar contribution and gave me a little extra money to put into my emergency fund.
See my budget for this paycheck below.
Check amount: $1052.46
Car insurance: $65
Emergency Fund: $400
Pet Food: $85
I have some small concerts to go to in the next couple of weeks and some personal supplies to buy like lotion and vitamins that I'm taking into account this pay period. FULL DISCLOSURE: I also have some spare money that I collect every now and then from donating plasma that I do not consider part of my income. I use that money for unplanned purchases like if my mom comes to town or if I feel like going to dinner with a friend.
This doesn't mean that spending money with people you care about shouldn't be part of your income budget, I think making time for those around you SHOULD be part of you conscious spending. I'm just in a position to collect money on the side that comes in real handy for things like that.
Look for my actual spending post for this paycheck in a couple of weeks.
Food was very inexpensive this past week because I got such a great amount from the community garden I volunteer in, plus we had some meat in the freezer and my mom gave us a pack of lamb chops from a local farm, so our grocery list was basically stocking up on pantry items like olive oil, salt, butter, etc.
I came in under budget so all of that went to maintaining this website, actually! Since I didn’t get our cat food yet, that will double next paycheck.